About Maharashtra's Universal Health Scheme (MJPJAY + PMJAY)
The Mahatma Jyotirao Phule Jan Arogya Yojana (MJPJAY), integrated with the central Ayushman Bharat - Pradhan Mantri Jan Arogya Yojana (AB-PMJAY), stands as Maharashtra’s flagship health initiative. In a landmark decision effective from July 2024, the scheme's coverage has been expanded to include every resident of Maharashtra, making it a truly universal health scheme. It now offers a powerful safety net to approximately 12.5 crore citizens.
The scheme provides a cashless health cover of up to ₹5 lakh per family per year for 1,356 specialized medical procedures across 34 categories. Originally launched as Rajiv Gandhi Jeevandayee Arogya Yojana in 2012, it was rebranded and integrated with PMJAY in 2018. The entire process is managed in a paperless, assurance mode by the State Health Assurance Society, ensuring transparent and hassle-free service for all beneficiaries.
District-wise MJPJAY Hospital List in Maharashtra
Find empanelled government and private hospitals offering cashless treatment under the universal MJPJAY and PMJAY scheme across all of Maharashtra’s districts:
Frequently Asked Questions (FAQs)
Q. Is the MJPJAY scheme now available for all residents of Maharashtra?
Yes. In a major policy decision, the Government of Maharashtra has made the MJPJAY scheme universal, extending its benefits to every resident of the state, regardless of their income or ration card colour.
Q. What is the difference between MJPJAY and PMJAY in Maharashtra?
MJPJAY is Maharashtra's own comprehensive health scheme. PMJAY is the central government's scheme. In Maharashtra, they are integrated. MJPJAY's infrastructure is used to deliver the benefits to all eligible residents, including the PMJAY beneficiaries, under a unified ₹5 lakh cover.
Q. How do I get my MJPJAY-Ayushman card now that the scheme is universal?
You can visit the dedicated "Arogya Mitra" at any empanelled hospital or a designated enrollment centre with your valid identity and address proof (like Aadhaar card and Ration Card/Domicile Certificate) to get your co-branded card generated.
Q. Are top private hospitals in Mumbai and Pune part of this scheme?
Yes, a large number of renowned private and trust-run hospitals in major cities like Mumbai and Pune are empanelled under MJPJAY. This gives residents access to high-quality specialty care that might otherwise be unaffordable.
Q. Is there any premium or cost to be paid by the beneficiary?
No, the MJPJAY scheme is fully funded by the government. There is no premium or fee to be paid by any resident for enrollment or for availing the cashless treatment benefits.