Unified Health Cover for 42 Lakh Families in Kerala.
Access the comprehensive hospital list for Kerala's unified health scheme, the Karunya Arogya Suraksha Padhathi (KASP), which integrates Ayushman Bharat (PMJAY). This guide provides district-wise links to find empanelled government and private hospitals in Thiruvananthapuram, Kochi (Ernakulam), and Kozhikode, offering a cashless cover of up to ₹5 lakh per family.
Click on your district from the list below to find all the empanelled government and private hospitals near you where you can use your KASP-PMJAY Health Card for cashless treatment.
The Karunya Arogya Suraksha Padhathi (KASP) is the umbrella health assurance scheme of the Government of Kerala. It serves as the primary platform for implementing Ayushman Bharat (PMJAY) in the state. KASP consolidates the beneficiary lists from the central PMJAY (SECC 2011 list) and legacy state schemes like RSBY and CHIS, bringing around 42 lakh families under its protection.
Managed by the State Health Agency (SHA), Kerala, the scheme provides a unified cashless benefit of up to ₹5 lakh per family per year. This covers a wide range of secondary and tertiary care procedures. Kerala's high-quality healthcare system, with its excellent government medical colleges and renowned private hospitals, forms the backbone of the KASP network, ensuring top-tier medical care for its beneficiaries.
The entire process, from getting a KASP-PMJAY card to availing treatment, is completely free for all eligible beneficiaries. The scheme is a testament to Kerala's commitment to public health and social security.
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KASP is the integrated health insurance scheme of the Government of Kerala. It serves as the single platform to implement Ayushman Bharat (PMJAY) in the state, merging its beneficiaries with those from previous state health schemes to provide a unified ₹5 lakh cashless health cover.
KASP is the implementation framework for Ayushman Bharat in Kerala. While the core benefit of a ₹5 lakh cover is the same, KASP has a much larger list of beneficiaries as it includes around 42 lakh families from Kerala's own legacy health schemes, in addition to the central PMJAY list.
The KASP Health Card (or PMJAY-KASP card) is the co-branded card issued to beneficiaries in Kerala. If you are on the eligible list, you can get your card generated at any empanelled hospital or KASP kiosk by completing a simple e-KYC process with your Aadhaar and ration card.
Yes, all Government Medical Colleges in Kerala, such as those in Thiruvananthapuram, Kozhikode, and Kottayam, are key pillars of the KASP network and provide a wide range of super-speciality treatments completely cashless to beneficiaries.
No, the KASP-PMJAY scheme is completely free for all eligible beneficiaries. There are no premiums, registration fees, or charges for card generation. All covered treatments are 100% cashless at network hospitals.