Universal Health Scheme Covering All Residents of West Bengal.
Access the complete and verified Swasthya Sathi Hospital List for 2025. It is important to note that West Bengal implements its own universal health scheme, Swasthya Sathi, and is not part of the central Ayushman Bharat (PMJAY). This scheme provides a cashless cover of up to ₹5 lakh to every resident family. Find empanelled hospitals in Kolkata, Howrah, Darjeeling, and all other districts below.
Click on your district from the list below to find all the empanelled government and private hospitals near you where you can use your Swasthya Sathi Card for cashless treatment.
The Swasthya Sathi scheme is the flagship universal health program of the Government of West Bengal. It provides a basic cashless health cover of ₹1.5 lakh and a critical illness cover up to ₹5 lakh per family per year. A unique feature is that the smart card is issued in the name of the senior-most female member of the family, empowering women.
The scheme covers all residents of West Bengal, irrespective of their income, unless they are already covered by another government health scheme. The entire premium is paid by the state government, making it completely free for the citizens. With over 2,000 empanelled hospitals, including top private facilities in Kolkata and other states, the scheme ensures wide accessibility. All information is managed through the official Swasthya Sathi Portal.
Find what you’re looking for with these popular search terms:
No. West Bengal does not implement the central PMJAY scheme. Instead, the state has its own universal health scheme called Swasthya Sathi, which covers all residents with a ₹5 lakh cashless benefit.
Every resident family of West Bengal is eligible for a Swasthya Sathi card, provided they are not covered under any other government-sponsored health scheme (like those for central/state govt. employees). There are no income criteria.
This is a unique, women-empowerment feature of the scheme. The smart card is issued in the name of the senior-most female member of the family, making her the official head of the household for the scheme's purposes. All dependent family members are covered under her card.
Yes, for all enrolled beneficiaries, treatment at over 2,000 empanelled hospitals is completely cashless up to the annual limit of ₹5 lakh per family. This covers hospitalization, surgeries, diagnostics, and medicines.
No, the Swasthya Sathi scheme is entirely funded by the Government of West Bengal. There are no premiums or fees to be paid by the beneficiaries for enrollment or for availing cashless treatment.