Nagaland CMHIS & Ayushman Bharat Hospital List 2025

About Nagaland's Universal Health Insurance Scheme (CMHIS)

The state of Nagaland has taken a monumental leap towards public welfare by launching its flagship universal health program, the Chief Minister's Health Insurance Scheme (CMHIS). This ambitious scheme works in convergence with the central government's Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PMJAY). This integrated model is designed to provide a financial safety net against catastrophic health expenditures for **every citizen** of the state.

This detailed 2025 guide provides the official list of all empanelled public and private hospitals under the combined CMHIS-PMJAY framework. Residents across all districts, including Kohima, Dimapur, Mokokchung, and Tuensang, can access high-quality secondary and tertiary care without financial hardship.

CMHIS & PMJAY: Nagaland's Universal Health Shield

Understanding Nagaland's universal model is key. The CMHIS is the master scheme that covers all citizens in different categories:

• CMHIS (General) Category: This covers the general population of Nagaland who are not beneficiaries of PMJAY or government employees. They are entitled to a cashless health cover of up to ₹5 lakh per family per year. This category includes the PMJAY beneficiaries as well.
• CMHIS (Employee & Pensioner) Category: This covers all state government employees, pensioners, and their dependents. They are provided with a health cover of up to ₹20 lakh per family per year on a co-payment basis for certain procedures at private hospitals.

This two-category approach ensures that every citizen, from the most vulnerable to government servants, has access to a robust health insurance plan.

How to Find a Network Hospital in Nagaland

The state has been actively empanelling hospitals both within Nagaland and in other states to provide a wide choice of quality healthcare. To find a facility:

1. Visit the official PMJAY Hospital Search Portal.
2. In the 'State' dropdown menu, select 'Nagaland'.
3. Choose your 'District' from the list (e.g., Kohima, Dimapur).
4. Enter the Captcha and click 'Search' to view the full list of approved hospitals.

At each network hospital, a dedicated "Ayushman Mitra" or CMHIS helpdesk is available to assist you with the cashless treatment process.

Eligibility Criteria and Core Benefits

Who is Eligible for CMHIS in Nagaland?

Eligibility for the Chief Minister's Health Insurance Scheme (CMHIS) is universal for all bona fide citizens of Nagaland:

• CMHIS (General): All citizens of Nagaland who are not serving state government employees or pensioners. This category includes the PMJAY (SECC) beneficiaries.
• CMHIS (Employee & Pensioner): All serving state government employees, pensioners, and their dependents.

To get the benefit, every household must enroll and receive their CMHIS e-card.

The Key Benefits of the CMHIS-PMJAY Scheme

1. Tiered Universal Coverage: A substantial ₹5 lakh cover for the general population and a massive ₹20 lakh cover for government employees, ensuring a health safety net for all.
2. Completely Cashless Service: The scheme offers end-to-end cashless treatment at network hospitals, covering all expenses from admission to discharge.
3. Access to Out-of-State Hospitals: Beneficiaries can get treatment at empanelled hospitals outside Nagaland, which is crucial for super-speciality care.
4. Pre-existing Diseases Covered: All pre-existing conditions are covered from day one without any waiting period.

Frequently Asked Questions (FAQs)