Punjab Ayushman Bharat Sarbat Sehat Bima Yojana (AB-MMSSBY) Hospital List

Punjab Ayushman Bharat Sarbat Sehat Bima Yojana (AB-MMSSBY)

The state of Punjab provides comprehensive health protection to the vast majority of its residents through its flagship integrated health insurance scheme, the Ayushman Bharat - Mukhya Mantri Sarbat Sehat Bima Yojana (AB-MMSSBY). This powerful scheme merges the benefits of the central Pradhan Mantri Jan Arogya Yojana (PMJAY) with a wide-ranging state component, offering a robust cashless health cover of up to ₹5 lakh per family per year.

This detailed 2025 guide provides the official list of all empanelled public and private hospitals under the AB-MMSSBY. Beneficiaries across all districts, including major cities like Ludhiana, Amritsar, Jalandhar, and Patiala, can access high-quality secondary and tertiary care at premier institutions without any financial burden.

AB-MMSSBY: Punjab's Inclusive Health Cover

Understanding Punjab's inclusive model is key. The AB-MMSSBY goes far beyond the standard PMJAY list to cover a diverse range of the state's population:

• PMJAY Beneficiaries: Families identified from the central government's SECC 2011 database.
• State-Specific Beneficiaries: The Sarbat Sehat Bima Yojana component extends the same ₹5 lakh benefit to a wide array of other residents, including families with NFSA ration cards, registered construction workers, small traders, accredited journalists, and farmers who have "J-form" and "Sugarcane weighing slip" records.

This expansive approach ensures that a vast majority of families in Punjab, from all walks of life, have a strong health safety net.

How to Find a Network Hospital in Punjab

The state has empanelled a large number of hospitals, including top private facilities and all major government hospitals. To find a facility near you:

1. Visit the official PMJAY Hospital Search Portal.
2. In the 'State' dropdown menu, select 'Punjab'.
3. Choose your 'District' from the list (e.g., Ludhiana, Amritsar).
4. Enter the Captcha and click 'Search' to view the full list of approved hospitals.

At each network hospital, a dedicated "Ayushman Mitra" helpdesk is available to assist you with eligibility checks and the cashless admission process.

Eligibility Criteria and Core Benefits

Who is Eligible for AB-MMSSBY in Punjab?

Eligibility in Punjab is broad and covers multiple categories:

• Families listed in the SECC 2011 database.
• Families holding an NFSA Ration Card.
• Farmers with "J-Forms" and "Sugarcane weighing slips".
• Registered Construction Workers and their families.
• Small Traders registered with the Excise & Taxation Department.
• Accredited and Yellow Card holder Journalists.

You can check your eligibility on the official state portal at www.sha.punjab.gov.in.

The Key Benefits of the AB-MMSSBY Scheme

1. Unified ₹5 Lakh Cashless Cover: Every beneficiary family, regardless of their category, gets a health cover of ₹5 lakh per year on a family floater basis.
2. Massive Beneficiary Base: The scheme covers a majority of the state's population, including farmers, traders, and workers, making it one of the most inclusive schemes in the country.
3. Access to Top Private Hospitals: Beneficiaries can get treatment at numerous leading private hospitals in Ludhiana, Jalandhar, Mohali, and other major cities.
4. Pre-existing Diseases Covered: All pre-existing conditions are covered from day one without any waiting period.
5. National Portability: Beneficiaries can avail cashless treatment at any PMJAY-empanelled hospital across India.

Frequently Asked Questions (FAQs)