Mizoram MSHCS & Ayushman Bharat Hospital List 2025

About the Mizoram State Health Care Scheme (MSHCS)

Mizoram has a long-standing commitment to the health of its citizens through its universal flagship program, the Mizoram State Health Care Scheme (MSHCS). This successful state scheme has been integrated with the central government's Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PMJAY). This convergence creates a powerful and unified health safety net, offering a comprehensive cashless health cover of up to ₹5 lakh per family per year to all enrolled households.

This detailed 2025 guide provides the official list of all empanelled public and private hospitals under the MSHCS-PMJAY scheme. Every household, from major centers like Aizawl and Lunglei to the most remote villages, can access high-quality secondary and tertiary care without the fear of crippling medical expenses.

MSHCS & PMJAY: Mizoram's Universal Health Shield

Understanding Mizoram's model is simple: MSHCS is the master scheme. It is a universal program that aims to provide health insurance to every household in the state. The central PMJAY, which covers specific families based on the SECC 2011 census, is subsumed within the larger MSHCS framework. This means the state uses PMJAY funds for its designated beneficiaries, but the overall benefit package, card, and hospital network are unified under the MSHCS brand, ensuring a seamless experience and a standard ₹5 lakh cover for all enrolled members.

How to Find a Network Hospital in Mizoram

The state has a robust network of empanelled hospitals, including premier institutions and private facilities. To find a hospital near you:

1. Visit the official PMJAY Hospital Search Portal.
2. In the 'State' dropdown menu, select 'Mizoram'.
3. Choose your 'District' from the list (e.g., Aizawl, Lunglei).
4. Enter the Captcha and click 'Search' to view the full list of approved hospitals.

At each network hospital, a dedicated "Ayushman Mitra" or MSHCS helpdesk is available to assist you with enrollment, card generation, and the cashless admission process.

Eligibility Criteria and Core Benefits

Who is Eligible for MSHCS in Mizoram?

Eligibility for the Mizoram State Health Care Scheme (MSHCS) is designed to be universal, covering all households, but with a category-based premium structure:

• Category I (BPL Families): Includes PMJAY beneficiaries and other Below Poverty Line families. Their premium is fully paid by the government.
• Category II (APL Families): Includes Above Poverty Line families who are not government employees. They pay a nominal, highly subsidized annual premium.
• Category III (Government Employees): State and central government employees also enroll in the scheme by paying a fixed annual premium.

To get the benefit, every household must enroll and receive their MSHCS card.

The Key Benefits of the MSHCS-PMJAY Scheme

1. Unified ₹5 Lakh Cashless Cover: Every enrolled household, regardless of category, gets a high-value health cover of ₹5 lakh per year on a family floater basis.
2. Universal Coverage for All Households: The scheme is not limited to the poor; it provides a health safety net to every household in the state, including government servants.
3. Comprehensive Treatment Packages: The scheme covers a wide range of medical and surgical procedures, including costs for diagnostics, medicines, and hospital stay.
4. Pre-existing Diseases Covered: All pre-existing conditions are covered from day one of enrollment without any waiting period.
5. National Portability: Beneficiaries can also avail cashless treatment at any PMJAY-empanelled hospital across India.

Frequently Asked Questions (FAQs)