Goa DDSSY & Ayushman Bharat Hospital List 2025: A Complete Guide
Goa has a robust and inclusive healthcare system, anchored by its flagship state health insurance scheme, the Deen Dayal Swasthya Seva Yojana (DDSSY). This scheme works in convergence with the central government's Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PMJAY) to provide comprehensive, cashless healthcare to the vast majority of the state's population. Together, they offer a powerful safety net, providing cashless treatment cover for a wide array of medical procedures.
This detailed 2025 guide provides the officially updated list of all empanelled public and private hospitals under this combined DDSSY-PMJAY framework. Whether you are in North Goa or South Goa, you can access high-quality secondary and tertiary care at premier institutions without facing a financial burden.
DDSSY and PMJAY: Goa's Universal Health Model
Understanding Goa's dual-scheme model is key to accessing benefits.
- Deen Dayal Swasthya Seva Yojana (DDSSY): This is the universal state scheme for all residents of Goa. It provides a family floater insurance cover of ₹2.5 lakh for families of three or fewer members and ₹4 lakh for families of four or more members. It is open to any family residing in Goa for five years or more.
- Ayushman Bharat (PMJAY): This central scheme provides a higher cover of ₹5 lakh per year, but it is specifically for families identified through the SECC 2011 census.
If a family is eligible for both schemes, they can avail the higher PMJAY cover. Essentially, DDSSY ensures that every resident of Goa has a health safety net.
How to Find a Network Hospital in Goa
Goa has a strong network of empanelled hospitals, including the state's premier medical institution, Goa Medical College (GMC). To find a facility:
- Visit the official PMJAY Hospital Search Portal.
- In the 'State' dropdown menu, select 'Goa'.
- Choose your 'District' (North Goa or South Goa).
- Enter the Captcha and click 'Search' to see the complete list.
At each network hospital, a dedicated "Swasthya Mitra" or PMJAY helpdesk is available to assist you with the cashless treatment process.
Eligibility Criteria and Core Benefits
Who is Eligible in Goa?
Goa's eligibility criteria are designed for near-universal coverage:
- For DDSSY: Any family that has been residing in Goa for five years or more is eligible. Government employees are excluded as they have a separate medical reimbursement scheme.
- For PMJAY: Families whose names are present in the SECC 2011 database for Goa.
You can check your PMJAY status on the PMJAY Beneficiary Portal and apply for a DDSSY card through the state's official channels.
The Key Benefits of the Health Schemes in Goa
- Tiered Financial Protection: Coverage from ₹2.5 lakh to ₹5 lakh depending on eligibility and family size, providing a strong financial safety net.
- Universal Coverage for Residents: The DDSSY scheme ensures that almost every resident of Goa has access to a health insurance plan.
- Completely Cashless Service: Both schemes offer end-to-end cashless treatment at network hospitals, covering all expenses from admission to discharge.
- Access to Top Private Hospitals: Beneficiaries can get treatment at numerous leading private hospitals across North and South Goa.
- National Portability (for PMJAY): PMJAY beneficiaries from Goa can avail cashless treatment at any empanelled hospital across India.
Frequently Asked Questions (FAQs)
1. What is the Deen Dayal Swasthya Seva Yojana (DDSSY)?
DDSSY is the universal health insurance scheme of the Government of Goa. It provides health coverage to all families residing in Goa for five years or more, regardless of their income level.
2. How is DDSSY different from Ayushman Bharat (PMJAY) in Goa?
The main difference is eligibility. DDSSY is for nearly all residents of Goa, while PMJAY is for a specific list of beneficiaries from the SECC 2011 census. The coverage amount also differs: DDSSY offers ₹2.5 lakh or ₹4 lakh, while PMJAY offers a higher cover of ₹5 lakh.
3. If I am a resident of Goa but not on the PMJAY list, can I get a health card?
Yes, absolutely. If you have been a resident of Goa for at least five years, you are eligible to enroll your family under the Deen Dayal Swasthya Seva Yojana (DDSSY) and get a DDSSY e-card for cashless treatment.
4. Is treatment at Goa Medical College and Hospital (GMC) covered?
Yes, Goa Medical College (GMC) in Bambolim is a premier government institution and is fully empanelled under both DDSSY and PMJAY, offering a wide range of super-speciality treatments.
5. Do I need to pay a registration fee for the DDSSY card?
Yes, the DDSSY scheme involves a nominal annual registration/renewal fee that varies based on family size. This fee is heavily subsidized by the government to make it affordable for everyone.