Your complete directory for PMJAY and the universal HIMCARE yojana. Find active cashless private and government hospitals across all 12 districts of Himachal Pradesh.
Himachal Pradesh has successfully achieved near-universal health coverage through a dual-pillar strategy. While the central Ayushman Bharat PMJAY protects families listed in the 2011 census, the State Government launched the HIMCARE (Himachal Pradesh Universal Health Protection Scheme) to cover everyone else. Today, residents from the remote terrains of Lahaul & Spiti to the bustling towns of Shimla and Solan can access premium medical care without out-of-pocket expenses.
Click on your specific district below to verify active empanelled hospitals, view their contact details, and check their PMJAY/HIMCARE empanelment status for 2026.
Because the geography of Himachal Pradesh often makes reaching multi-specialty healthcare centers difficult, financial protection is absolutely crucial. The state operates two schemes simultaneously: PMJAY (free for the poorest) and HIMCARE (a highly subsidized health insurance for everyone else). Both cards work exactly the same way when presented at the billing counter of an empanelled hospital.
If your name is not on the PMJAY list, you can still avail the ₹5 Lakh health cover under HIMCARE by paying a nominal annual premium based on your socio-economic category:
Both PMJAY and HIMCARE cards provide a family floater cover of ₹5,00,000 per year. Major benefits include:
The state government opens the HIMCARE enrollment window for specific periods. When the window is active, you can apply using these steps:
Ayushman Bharat (PMJAY) is a central scheme providing free coverage to families on the SECC 2011 list. HIMCARE is a state-funded scheme providing the exact same ₹5 lakh cover to families NOT on the PMJAY list, upon payment of a small annual premium.
Yes. Any permanent resident of Himachal Pradesh who is not covered by PMJAY can enroll in the HIMCARE scheme. This will give you a HIMCARE card, which provides the identical ₹5 lakh cashless benefit at the same network of hospitals.
Yes, for all eligible Ayushman Card and HIMCARE card holders, treatment for any covered procedure at premier government institutions like IGMC Shimla and Dr. RPGMC Tanda (Kangra) is completely cashless.
Yes, a large number of top private hospitals across industrial and residential hubs like Solan, Kangra, and Una are actively empanelled under both schemes. You can search for specific private centers by clicking your district above.
Currently, the HIMCARE card is primarily designed for use within the empanelled network of hospitals located inside Himachal Pradesh, whereas the PMJAY Ayushman Card offers national portability across India.