Bihar Ayushman Card Hospital List 2026 - Ration Card Holders Covered

District-Wise Hospital Directory (Bihar)

Click on your district to view the exact list of active private and government hospitals, their contact numbers, and PMJAY empanelment status for 2026.

Comprehensive Guide to Ayushman Bharat PMJAY in Bihar

The Ayushman Bharat PMJAY implementation in Bihar has seen a massive paradigm shift recently. Initially restricted only to the beneficiaries identified under the SECC 2011 census, the Bihar State Health Society decided to bridge the healthcare gap by extending the identical ₹5 Lakh cashless health cover to ALL Ration Card holders in the state. This makes Bihar one of the most progressive states in terms of public healthcare access.

Who is Eligible for Ayushman Card in Bihar?

You can avail completely free treatment in both private and government empanelled hospitals if you fall under any of these categories:

All Ration Card Holders: If your family possesses a valid Bihar-issued ration card (PHH or AAY), you are directly eligible for the scheme.
SECC 2011 Families: Individuals whose names are already listed in the original Pradhan Mantri Jan Arogya Yojana database.
BOCW Workers: Registered construction workers and laborers under the state welfare boards.

Benefits Provided Under the Scheme

Once you possess the Ayushman Golden Card, the financial burden of severe medical conditions is entirely lifted off your shoulders. The scheme covers:

₹5,00,000 Annual Cover: A family floater plan covering up to five lakhs every year.
1,949+ Medical Procedures: Ranging from general surgeries, orthopaedics, and oncology (cancer), to neurosurgery and cardiology.
Zero Out-of-Pocket Cost: Includes diagnostic tests 3 days prior to admission, hospital room charges, OT fees, surgeon fees, and post-hospitalization medicines for 15 days.
Premium Government Facilities: Top state institutions like AIIMS Patna, IGIMS Patna, and PMCH are fully active under the PMJAY portal.

How to Generate Your Ayushman Card via Ration Card?

The state government has made the e-KYC (Know Your Customer) process extremely simple. You do not need to pay any agent. Just follow these steps:

Locate a Center: Visit any empanelled hospital listed in our district directory above, or go to your nearest Common Service Centre (Vasudha Kendra).
Carry Documents: Bring your physical Ration Card and your Aadhaar Card. Ensure your mobile number is linked to your Aadhaar for OTP verification.
Biometric Verification: The 'Ayushman Mitra' will scan your fingerprints or iris, linking your ration card data with the PMJAY portal.
Instant Download: Your Ayushman card will be approved and printed instantly for future medical emergencies.

Urgent Helpline for Bihar: The scheme is 100% cashless. If any empanelled private or government hospital in Bihar demands admission fees or medicine charges, immediately register a complaint by dialing the toll-free number 104 (State Helpline) or 14555 (National Helpline).

Frequently Asked Questions (Bihar PMJAY)

1. I have a ration card in Bihar, but am not on the PMJAY list. Am I eligible?

Yes. In a major expansion, the Government of Bihar has extended the Ayushman Bharat PMJAY benefits to all ration card holders in the state. You are now eligible for the ₹5 lakh cashless health cover.

2. How do I use my ration card to get an Ayushman Card in Bihar?

You can visit any empanelled hospital or a Common Service Centre (Vasudha Kendra) with your ration card and Aadhaar card. After a simple biometric verification (e-KYC), your Ayushman Card will be generated on the spot.

3. Is treatment at AIIMS and IGIMS in Patna free with the Ayushman Card?

Yes, both AIIMS Patna and Indira Gandhi Institute of Medical Sciences (IGIMS) are premier government hospitals empanelled under the scheme. All covered treatments for eligible beneficiaries are completely cashless and free at these institutions.

4. Can private hospitals in Bihar deny treatment to Ayushman cardholders?

No. Any private hospital that is actively empanelled under the PMJAY scheme is legally bound to provide cashless treatment for covered diseases. Denial of service can result in their de-empanelment.

5. Do I have to pay for medicines during my hospital stay?

No, for all eligible beneficiaries, treatment is completely cashless. The hospital cannot charge you for tests, surgeries, bed charges, or medicines required during the hospital stay and up to 15 days post-discharge.